From what I understand, by Catholics, everyone who believes in Jesus goes to Heaven, but most people go to purgatory first. When they leave purgatory, everyone is worthy of some level of Heaven. Everyone who does not believe in Jesus goes to Hell and there is a pretty nice section at the top of Hell for righteous heathens.
Protestants tend not to believe in Purgatory. There is only Heaven and Hell. It seems to me that you can get people who are really rotten but, since they believe all the requisite things, go to Heaven.
1) Do we say that if they had REALLY believed in Jesus they wouldn't have been bad and these people are actually in Hell?
OR
2) Is there a "bad" part of heaven for these souls?
If so, is this bad part good, but not as nice as the other parts of heaven and the soul experiences some torment knowing they are in the bad section
Is this bad place actively bad, but not as bad as Hell (sort of like a prison on the outskirts of heaven?)
I am interested in the types of Protestantism that flourish in America.
Related, but does not address the hell issue:
Are all humans in Heaven equal or is there also a kind of hierarchy? (Roman Catholic perspective)