In both Luke 6:34,
And if you lend to those from whom you expect to receive, what credit is that to you? Even sinners lend to sinners to be repaid in full.
and Luke 6:35,
But love your enemies, do what is good, and lend, expecting nothing in return. Then your reward will be great, and you will be sons of the Most High. For He is gracious to the ungrateful and evil.
it appears as though Jesus is forbidding Christians from participating in any form of debt collection. Is this understanding accurate?