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Among some Protestant groups such as Evangelicals and Pentecostals, it is a very common question to ask "Are you saved?" or "Are you born again?". They say that the moment you believe in Jesus Christ, confess your sins, ask for forgiveness and have the peace of forgiveness, you are saved. The evidence of Salvation is then found in the life of the person through repentance, change in character, desire for God and His word, desire to share the gospel, etc.

Do Catholics also have Assurance of Salvation?

At what point in their life can they say that they are saved and will go to Heaven?

Or, do they strive their whole life in order to have Salvation?

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This is very closely related to another of your questions, which I will attempt to answer later today. –  lonesomeday Feb 24 at 8:53
    
See also my answer at christianity.stackexchange.com/questions/19736/… and my response to your comment there. –  Andreas Blass Feb 24 at 15:05
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2 Answers 2

No, the doctrine of assurance is contrary to Catholic teaching. In fact, it was specifically rejected by the Council of Trent:

If any one saith, that he will for certain, of an absolute and infallible certainty, have that great gift of perseverance unto the end,-unless he have learned this by special revelation; let him be anathema. (Sixth session, Canon XVI)

For Catholics, the virtues that you list (repentence, change in character, desire for God and his Word, desire to share the Gospel, etc) are not only subsequent to salvation but actually an essential part of justifying faith.

For Catholics, the destination of the person after death is determined at the point of death. This is known as the Particular Judgement (as opposed to the Last Judgement at the end of time):

Each man receives his eternal retribution in his immortal soul at the very moment of his death, in a particular judgment that refers his life to Christ: either entrance into the blessedness of heaven-through a purification or immediately, -- or immediate and everlasting damnation. (CCC §1022)

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Very clear and to the point. Thank you. –  Mawia Feb 24 at 9:33
    
So, that means, a Catholic must try his best to enter Heaven untill his death. Right? –  Mawia Feb 24 at 9:40
    
I'm not sure that that would be the language Catholics would use. But yes: the task of pursuing salvation is lifelong. –  lonesomeday Feb 24 at 9:57
    
The reason Catholics do not use that language is that it is ambiguous. Without context, it carries an implication that entrance into Heaven is granted on the basis of the believer's perseverance, whereas Catholics believe in the requirement of perseverance. –  galdre Apr 3 at 1:30
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In 1 Corinthians 4, St. Paul writes:

But with me it is a very small thing that I should be judged by you or by any human court. I do not even judge myself. I am not aware of anything against myself, but I am not thereby acquitted. It is the Lord who judges me. Therefore do not pronounce judgment before the time, before the Lord comes, who will bring to light the things now hidden in darkness and will disclose the purposes of the heart. Then every man will receive his commendation from God.

Haydock’s Catholic Bible Commentary explains Paul’s meaning:

For I am not conscious. This great apostle of the Gentiles, though conscious to himself of no breach of duty, still does not dare to call himself just. How different is the conduct of this apostle, from those wicked impostors, who teach, that a man is justified by believing himself so. (Estius) — If this privileged apostle was afraid to form any judgment of his own heart and thoughts, whether they were pure or not, but left the trial thereof to the day of judgment, the day of his death, how presumptuous are they, who dare to pronounce on their election and predestination!

Rather than declare himself justified before the Lord and therefore certain of his eternal salvation, St. Paul is content to persevere in his mission and leave to God the judgment concerning his fate.

This doesn’t mean Catholics are not confident that God keeps his promises. It means simply that we must exercise caution. As our tract on salvation states, “Assurance we may have; infallible certitude we may not.”

Scripture teaches that one’s final salvation depends on the state of the soul at death. As Jesus himself tells us, "He who endures to the end will be saved" (Matt. 24:13; cf. 25:31–46). One who dies in the state of friendship with God (the state of grace) will go to heaven. The one who dies in a state of enmity and rebellion against God (the state of mortal sin) will go to hell.

It is usually argued that:

No wrong act or sinful deed can ever affect the believer’s salvation. The sinner did nothing to merit God’s grace and likewise he can do nothing to demerit grace. True, sinful conduct always lessens one’s fellowship with Christ, limits his contribution to God’s work and can result in serious disciplinary action by the Holy Spirit."

However this is not even how things work in everyday life. If another person gives us something as a grace—as a gift—and even if we did nothing to deserve it, it in no way follows that our actions are irrelevant to whether or not we keep the gift. We can lose it in all kinds of ways. We can misplace it, destroy it, give it to someone else, take it back to the store. We may even forfeit something we were given by later displeasing the one who gave it—as when a person has been appointed to a special position but is later stripped of that position on account of mismanagement.

The argument fares no better when one turns to Scripture, for one finds that Adam and Eve, who received God’s grace in a manner just as unmerited as anyone today, most definitely did demerit it—and lost grace not only for themselves but for us as well (cf. also Rom. 11:17-24). While the idea that what is received without merit cannot be lost by demerit may have a kind of poetic charm for some, it does not stand up when compared with the way things really work—either in the everyday world or in the Bible.

Whether Christians have an "absolute" assurance of salvation, regardless of their actions, consider this what Paul said: "See then the kindness and the severity of God: severity toward those who have fallen, but God’s kindness to you, provided you continue in his kindness; otherwise you too will be cut off" (Rom. 11:22; see also Heb. 10:26–29, 2 Pet. 2:20–21).

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